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Industry Program

Transportation. Built on data.

For agents writing motor carriers that run a real safety culture and can prove it with telematics data. This program starts narrow on purpose, and the acceptability standards are exactly that.

Run the numbersBook a call

Program at a glance

Third Party AdministratorProfessional Safety Consulting
Loss controlPrimacy Risk Services
Launch classes484121, 484122, 484230
Minimum Premium$350,000
TelematicsRequired for pre-look
StatusAccepting submissions
Appetite

Target classes at launch.

Three NAICS codes at launch, with the commodity detail that actually determines whether a specific fleet fits.

484121
General Freight Trucking, Long-Distance, TruckloadSIC 4213
Dry van freight.
484122
General Freight Trucking, Long-Distance, Less Than TruckloadSIC 4213
484230
Specialized Freight, Long-DistanceSIC 4213
Pneumatic bulk, refrigerated, flatbed, belly dump, and dry ag commodities.
Operations we want
Dry van freightPneumatic bulk commodity haulersFrac sand, pneumatic trailersRefrigerated freightFlatbed freightOver widthOverweightBelly dump aggregate haulersFrac sand, belly dumpGrainDry fertilizerOther dry ag commoditiesHaz-mat at $1M limit

Haz-mat requires a $1,000,000 coverage limit and excludes liquid products. B-1 drivers are acceptable when screened and qualified against program eligibility requirements. Mexican and Canadian MVRs required.

Next wave

Expansion classes.

These are the highest success rate targets once the book is seasoned. Talk to us early if you have one of these accounts so we can plan the timing rather than decline it.

484220
Specialized Freight, LocalSIC 4212
484230
Specialized Freight, Long-DistanceSIC 4213
Expanded beyond the launch commodities.
Ready mixFrac sand, dump trailersGeneral aggregate haulersHaz-mat, $5M category

Outside the launch appetite

  • Liquid products under haz-mat
  • Any class not listed, including passenger and transit operations, household goods moving, and last mile courier
  • Carriers that will not connect ELD or telematics data for the pre-look
Underwriting

Acceptability standards.

These are standards, not guidelines. A fleet that will not connect its telematics data is not a fleet we can price, no matter how the loss runs look.

Step 1

Pre-look qualification

ELD and telematics connection, so the data conversation starts before anyone spends money.

Step 2

Underwriting pre-screen

A full pre-screen built on the pre-look data, used to hold down survey cost where a site visit is not merited.

Step 3

Physical site survey

A direct survey supported by the pre-look data, plus verification of safety culture on the ground.

Step 4

Full workup

Application aligned to survey findings, then a full underwriting workup with loss runs, MVRs, and PSP reports.

Class code checker

Check the class before you work it.

Search the transportation class list

Type a code or a commodity. Results are scoped to this program.

Try
Submissions

Have this ready before you submit.

Submission checklist

  • Power unit and driver counts, plus radius of operation
  • Five years of currently valued loss runs
  • Driver roster with MVRs, including Mexican and Canadian MVRs where they apply
  • PSP report and current CSA scores
  • ELD or telematics provider and access for the pre-look

Program partners

Third Party AdministratorProfessional Safety Consulting
Johnny Schrunk, CDS, TRS · 800-659-3025
Loss controlPrimacy Risk Services
John Liberatore · 877-328-9178
Questions

Transportation in detail.

Because a trucking captive that opens wide and writes everything will not survive its first bad year. Starting narrow lets the book season on risks we understand, which is what makes the expansion classes possible later.
Yes. The pre-look qualification depends on it. It is also what keeps survey costs down, because a fleet with clean telematics data may not need the same depth of onsite work.
Underwriting discipline does not stop at binding. Deteriorating scores trigger a conversation and, if it does not turn around, removal mechanics. That protects the members who are doing it right.
Severity. Liquid product exposure carries a loss profile the launch program is not built to absorb. Dry haz-mat at a $1,000,000 limit is in appetite.
Yes. Bring fleets forward now. Starting narrow means the launch classes are where we can move quickest, so lead with those and talk to us early about anything in the expansion list.

Have a fleet that runs it right?

The program is in development. If you have a carrier with real telematics data and a safety culture that holds up to a site visit, we want to know about it now.

Run the captive calculator Book a call about an account