For Independent Agents

Everything you need to offer captives, in one place

What you get access to

What you get access to

Free Account

Submit your clients

For captive consideration

Prospecting & pricing tools

Assessment + calculator

Materials & training

Guides, scripts, live calls

Create Free Account

A Note from Warren

For Independent Agents

What if your Captive book did the work for you?

Run the numbers. See how many captive clients you'd need to hit your income goal, and what your year actually looks like at that pace.

Your Goal

Income goal per year$250,000

$100K$5M

Captive Client

Avg premium per client$300,000

$250K$3M

Your commission rate5.0%

1%20%

Traditional Client

Avg premium per client$50,000

$5K$500K

Your commission rate10.0%

1%20%

IF YOU SWITCHED TO A CAPTIVE BOOK TODAY

5

captive clients
to hit your goal

That's about a 1-day work week. Plenty of room for everything else.

Captive clients needed

5

to hit your income goal

Traditional clients needed

72

for the same income

Captive Book

Clients to manage5

Service hours/year150

Avg client size$500K

Annual retention99%

CommitmentLong-term

Traditional Book

Clients to manage72

Service hours/year2,880

Avg client size$35K

Annual retention87%

CommitmentAnnual

+$203K

5-year recurring income advantage
Captive clients stick. Traditional clients shop.

What you get back

Captive clients commit long-term. No annual shop, just yearly check-ins.
Captive clients commit long-term. No annual shop, just yearly check-ins.
Captive clients commit long-term. No annual shop, just yearly check-ins.
Captive clients commit long-term. No annual shop, just yearly check-ins.

Five things every agent wants from their captive partner.

Agents don't leave for a better product. They leave for the partner who takes their number seriously, ells them the truth about the hard parts, stands in the room when it counts, proves in writing they can be trusted, and hands them something real to fight back with.

Captives don't just give you a different product to sell. They give you a way to do all five for yourself, and become the agent you set out to be.

Start Here

01

Aim at the number in your head

Every agent has one. The income, the lifestyle, the freedom you're working toward. Traditional commercial asks you to get there the hard way: more clients, more churn, every renewal a fresh fight. A captive-heavy book changes the math. Fewer accounts, deeper relationships, revenue that compounds instead of resetting every twelve months.

02

The extra work pays you back

Straight talk: a captive client takes more conversations to close than a traditional one. What you get for that effort is a client who stays, renews without a bidding war, and sends you the next one. And the prospects who aren't a captive fit still land in your traditional book. No conversation is wasted.

03

You're never in the room alone

Not ready to pitch a captive yet? That's exactly what we're built for. Training, scripts, client-ready materials, and someone from our team on the call with you walking the prospect through it. We stay on those calls until you'd rather we didn't.

04

You're getting squeezed too.

The traditional commercial market isn't just punishing your clients, it's punishing you. Rates climb regardless of performance. Big brokers swoop in on accounts you've worked for years. Carriers reward volume, not quality. A captive lets your best clients fight back, and it lets you fight back too.

05

It's your client. Never ours.

You're right to ask who owns the relationship. Some captive managers go around the agent at renewal. We put the opposite in writing, and the Five Rules below spell out exactly what that means. Your client, your commission, your relationship, permanently.

What Makes Us Different

The same captives, without getting cut out.

There are plenty of captive managers. The difference is what happens to your client relationship once you bring them in.

OTHER CAPTIVE MANAGERS

You bring the client, they take it from there

✕ They often take over the client relationship

✕ You're just another number, hard to get a response

✕ Little training or support to actually grow

✕ BOR transfers happen

✕ You get cut out of your own deal

Best Fit

WORKING WITH CAPTIVE COALITION

You bring the client, you keep the spotlight

✓ It's always your client, guaranteed in writing

✓ We never initiate or accept a BOR transfer

✓ We work behind the scenes so you stay front and center

✓ Tools, materials, and training are included

✓ Live support whenever you need answers

Our Promise

Five Rules That Protect You.

Captive Coalition was built to do one thing: protect your clients and your revenue — at all costs. Our Five Rules exist because too many agents have been cut out, burned, or blindsided — and we won't let it happen again.

Rule 01

We Work Exclusively with Independent Agents

Our program is built for independent agents only, no direct writers, no captive channels.

→

Rule 02

No BOR Transfers

We will never initiate or accept a broker of record transfer on any of your clients. Period.

→

Rule 03

Businesses Must Be Represented by Independent Agents

Every business in our captive must come through an independent agent, no exceptions.

→

Rule 04

We Don't Compete with Agents

We are not an agency. We don't sell direct, we don't prospect your accounts, and we don't compete with you, ever.

→

Rule 05

It's Always Your Client

From day one to renewal, your client is yours. We guarantee it, in writing, every time.

→

Inside Your Free Account

Everything you get when you create your account.

One account, no tiers. Build the captive book you want, with the tools, training, and materials to make it happen.

Your Agent Portal

The dashboard where you submit clients, track pipeline, access materials, and run your captive book. Currently upgrading with a refreshed experience.

Become Agent of Record

Submit Clients to Our Captives

P&C and Health Benefits captives are open and accepting new clients now. Transportation captive in formation. Submit through the portal, get a fit response fast.

Prospecting & Pricing Tools

The savings assessment, the pricing calculator, this Freedom for Agents calculator. Spot captive-ready clients and run real numbers before the conversation.

White-Label Client Materials

Guides, scripts, follow-up emails, one-pagers. Use them in your pitch or hand them directly to your client. Your brand, our content.

Live Training & Education

Live membership calls, on-demand education, the Captive Confidence Framework (a 30-day guided learning path). Learn captives at your pace.

Webinars & Office Hours

Recurring webinars on captive structures, market shifts, and client conversations. Office hours for getting your specific deal questions answered.

Common Questions

The questions agents ask us most.

01 Do I need my agency principal to sign off on this?

+

No. This isn't a carrier appointment, so there's nothing for your principal to approve. Creating an account is something you can do on your own authority, the same way you'd sign up for any tool or platform you use in your day-to-day work.

02 Is there really no cost?

+

Creating your account and accessing the core tools, programs, and training is free. No fees, no contracts, no volume requirements. If you ever want deeper coaching or done-for-you support down the road, those options exist, but nothing is gated behind a paywall to get started.

03 Why is there a welcome call?

+

It's a short conversation, not a hurdle. We work only with independent commercial agents, so the call lets us confirm that's you and point you to the right tools for your book. It's about getting you set up well, not screening you out.

04 Do I have to work exclusively with Captive Coalition?

+

Not at all. There's no exclusivity requirement. You stay independent and in control of your book. We're here to give you tools and programs, not to change how you run your agency.

05 I don't have any captive clients yet. Should I still sign up?

+

Yes. Most agents start exactly where you are. We'll show you what makes a great captive client, where to find them in your existing book, and work alongside you to land your first opportunity.

06 What happens to my client relationships?

+

They stay yours. It's always your client, never ours. We provide the captive vehicles and the tools behind the scenes while you stay the agent of record on every account.