CAPTIVE INSURANCE CALCULATOR
Run the numbers before the conversation.
See what a captive could mean for your client: projected savings, what it costs to participate, and what protects them in a bad year. Real numbers, in under two minutes.
→ Four numbers in. Auto, Workers' Comp, General Liability, and average claims.
→ A full results page out. Annual underwriting profit, collateral, worst-case ceiling, explained.
→ A PDF you can bring to your client or prospect. Branded, six pages, ready to print or email.
Get your results
Numbers stay between you and Captive Coalition. Your client never gets contacted without you.
1
Annual gross premium
Your client's current premium across these lines of coverage.
$
$
$
2
Average annual claims
Average total $ value of all claims per year over the last 5 years. Leave at $0 if unknown.
$
3
Industry classification
Start typing your client's NAICS code or industry to filter the list.
1
Enrolled employees
Number of employees currently enrolled in your client's health plan.
2
Current annual premium
Total annual cost of the current fully-insured health plan.
$
3
Optional details (sharpens the estimate)
Skip what you don't know — we'll use industry averages.
%
4
Your details
A prospect
An existing client
5
About you
I'm an insurance agent
I'm a business owner
By submitting, you'll get a link to your results in your inbox. Captive Coalition will only contact you, never your client.
How it works
From premium inputs to a printable proposal in two minutes.
1
Enter the inputs
Auto, Workers' Comp, General Liability, average claims, plus a little bit about yourself and your client. Two minutes, tops.
2
See the results
Projected annual profit, what collateral costs, what protects them in a bad year — all explained with videos and your client's actual numbers.
3
Download the proposal
Save or print the PDF and bring it to your client. We'll also email you a link to the results so you can come back to it any time.